Afrizal, A.; Kanchanawongpaisan, S.; Abd.Rashid, M. H.; Giang, P. B.; Syahriyal, S.; Nurlina, E.; Hutabarat, S. J. I. Improving Community Financial Literacy to Prevent Illegal Online Lending and Investment Fraud. J. eff. serv. 2025, 4, 410-419.